Some specialists genuinely believe that customers may have avoided the subprime mortgage fiasco.

Some specialists genuinely believe that customers may have avoided the subprime mortgage fiasco.

But who would like to school by themselves on ratios and amortizations and securitizations whenever there is another kind of homework to tackle—like choosing paint chips and light fixtures? Needless to say, you have to get the right financing before you can hit the Home Depot to canvas the paint aisle.

Therefore we chatted up to a veteran in the market, Joe Parsons, a senior loan officer at PFS Funding in Dublin, Calif., getting their suggestions about the main element items that house purchasers need certainly to know—from where you can decide on your loan to tips on how to up your likelihood of qualifying for home financing. Read more